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LOA 4th Grade Students Win Regional Stock Market Game

  Lake Oconee Academy elementary students are honing their financial management skills at an early age.  The fourth grade team of Katie Ciavola, Ella Darby, Lily Hartrich and Madeline Marasco were the winners of the 2012 fall regional Georgia Stock Market Game instituted by The Georgia Council on Economic Education.  The LOA students had the highest earning portfolio at the end of the trading period, edging out high school teams in the region.

The Georgia Stock Market Game is a competition for students across Georgia to learn more about buying and selling stocks in a fun and exciting format.  Elementary through high school students play the game each spring and fall semester for ten weeks, starting with a hypothetical portfolio of $100,000.

LOA had 36 students in grades 4 - 7 participate in the fall game. The teams researched publicly-traded companies on the internet, read business publications, and crunched numbers to select stocks.  Participants also enjoyed guest speakers from the financial industry who provided their expertise to the students as part of the learning process.  The winning team of Ciavola, Darby, Hartrich and Marasco finished with a portfolio of $109,931.00.  They will attend an awards banquet in Atlanta in May with other regional winners and the overall state winners who finished with a portfolio of over $175,000.

“We began our experience by learning about the miracle of compound interest, the importance of steadily saving over time, and studying the habits of millionaires to dispel some of the myths surrounding these high earners,” said Mrs. Juliet Ruhl, the faculty sponsor.  “This spring we hope to learn more about mutual funds and explore some of the riskier options of the stock market like buying on margin and short sales, and how skill and luck are in play with every decision.  The Georgia Stock Market Game has given our students exposure to important economic and financial concepts that they will use for the rest of their lives.”

Below:  The regional winners of the fall Georgia Stock Market Game are LOA students (left to right) Lily Hartrich, Ella Darby, Katie Ciavola and Madeline Marasco, with faculty sponsor Mrs. Juliet Ruhl.